Trusted Home Finance in UAE | Instant pre-approval | dib.ae | Home Finance

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For Base Rates, click here

For Fees & Charges, click here

For Key Fact Statement, click here

For T&Cs (Product), click here

For T&Cs (Service), click here

For Warnings (Product), click here

For Warnings (Service), click here

For DIB HOME FINANCE – IJARAH Sharia Certificate, click here

For DIB PROPERTY FINANCE – ISTISNA & FORWARD IJARA Sharia Certificate, click here

For DIB PROPERTY FINANCE – MURABAHA Sharia Certificate, click here

For DIB Home Finance – Supply & Installation (Murabaha) Sharia Certificate, click here

Fast. Digital. Transparent

Ready to create memories in your happy home with DIB Home.

Fast. Digital. Transparent

Ready to create memories in your happy home with DIB Home.

First Step Qualified

Get First Step Qualified instantly and know your maximum finance amount and tenure:

Just fill the simple First Step form (click here) & get instant pre-approval.
No paperwork.
Available online, anytime, anywhere & FREE.

MyHome Relationship

New to DIB customers who transfer their salary to DIB get a reward on credit of their first salary in addition to a host of privileges across the bank.

Choose your Monthlies

Flexibility to choose your monthlies by designing your profit rate structure & review period as per your preference. Your options are:

Variable rate option

Flexibility to choose your EIBOR review period.
Fixed margin for life linked to EIBOR with a choice of 3, 6 or 12 month review frequencies.
Just choose the review period you prefer.

Fixed rate option

Fixed rate for the life of the finance (Only DIB offers fixed rate via Ijarah contract).
Don’t worry about the rising EIBOR trends.

Introductory FIXED rates.

Choice from 1, 3-years up to 5-years fixed introductory rates. (subject to DIB offering the specific fixed rate period)
Follow-on variable rate comprises of a low margin + choice of either 3|6|12 month EIBOR review.