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First Time Buyers

  • No
    Salary Transfer
  • Up to 85%
    Property Value Finance
  • Flexible



For Base Rates, click here

For Fees & Charges, click here

For Key Fact Statement, click here

For T&Cs, click here

For Warnings, click here

For DIB HOME FINANCE – IJARAH Sharia Certificate, click here

For DIB PROPERTY FINANCE – ISTISNA & FORWARD IJARA Sharia Certificate, click here

For DIB PROPERTY FINANCE – MURABAHA Sharia Certificate, click here

For DIB Home Finance – Supply & Installation (Murabaha) Sharia Certificate, click here

Ijarah for Ready Properties

Ijarah - A lease contract with a variety of down payments, tenure and variable rate options, wherein the Bank leases the property in return for a variable rental payment over a specified period, post which and on completion of all payments, the title of the property is transferred to the customer in accordance with the Sharia compliant documents.


Forward Ijarah - for UAE Nationals

The Forward Ijarah product is to finance under construction, off-plan & near ready properties. The product is a Shariah-compliant product wherein the customer enters into a lease agreement with DIB for a property to be built and delivered by the customer (under the Purchase Istisna agreement) at an agreed future date to the bank.


Murabaha for Ready & Under-Construction

Our Murabaha Supply & Installation Product is to finance under construction properties and Murabaha Buy & Sell Product is to finance ready properties, with a profit rate (fixed over the tenor). Financing tenors up to 15 years.

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