House Finance | Personal

Search DIB

Make your next move

Home Finance for everyone. For properties across all 7 Emirates.

Learn More

It’s time to move in!

DIB collaborates with Dubai Land Department (DLD) and Dubai Department of Economy and Tourism (DET) in pioneering First Time Home Buyer Program

Learn More

Make your next move

Home Finance for everyone. For properties across all 7 Emirates.

Learn More

It’s time to move in!

DIB collaborates with Dubai Land Department (DLD) and Dubai Department of Economy and Tourism (DET) in pioneering First Time Home Buyer Program

Learn More

First Step Qualified

Your First Step towards home ownership is available right here. No more lengthy pre-approval processes, just complete a simple form and get First Step Qualified.

Absolutely free
No documentation or obligation
Instant
Apply anytime, anywhere

Learn More

MyHome

Unique home financing experience designed around your needs

Design your own monthly installments
Ease your journey by budgeting the extra expenses

Learn More APPLY NOW!

Mohammed Bin Rashid Housing Establishment (MBRHE)

A solution tailored to help UAE Nationals realize their goals of achieving their dream home.

ZERO Profit rate for amount up to AED 1,000,000
Attractive profit rates for additional financing
Quick processing

Learn More

9671-Sustainable-Home-Finance-Listing-Page-banner-Eng

DIB Nest

Sustainable Home Finance solution.

Profit Rate Discount
Home Finance Rate Discount
Ancillary Finance for Solar panels, sustainable construction materials, etc.

Learn More APPLY NOW!

First Time Buyers

Home Ownership Solutions available across all 7 Emirates

Profit rate applicable is EIBOR (3|6|12 Months) + Margin
Flexible tenure up to 25 years
Salary transfer not required
Up to 85% Financing for UAE Nationals, 80% for Expats

Learn More APPLY NOW!

Non-Resident Program

Helping you find your perfect home in the UAE

Quick Processing
High finance amounts
Attractive repayment tenure
Competitive profit rates

Learn More APPLY NOW!

Existing Home Owners

You deserve an Upgrade

Flexible tenure up to 25 years
Profit rate applicable is EIBOR (3|6|12 Months) + Margin
Salary transfer not required
Up to 85% Financing for UAE Nationals, 80% for Expats

Learn More APPLY NOW!

Government Housing Schemes

Helping you find your perfect home in the UAE

Flexible tenure up to 25 years
Quick Processing
Available for ready properties and self-construction
Profit rate applicable is EIBOR + Margin

Learn More APPLY NOW!

Commercial Property Finance

We’ll help you finance the property that meets your needs

Finance available up to 70% of property value
Flexible tenure up to 15 years
Competitive profit rates
Quick Processing

Learn More APPLY NOW!

After Sale Services

Your all-round home finance service

Varied requests accepted
Multiple channels
Experienced staff

Learn More

14 November 2025

DIB Successfully Issues Debut Sustainability-Linked Financing Sukuk

28 October 2025

DIB Posts Record Revenues of AED 9.7 Billion as Total Assets Approach AED 400 Billion

21 October 2025

DIB and HCLTech Forge Strategic AI Innovation Partnership