Aayan Exclusive Banking

List of Privileges:

1. Wakala Deposits: Our range of Wakala Deposits take the uncertainty out of investment by offering upfront expected profit rates for secured returns. 
2. Auto Finance: Along with attractive profit rates and finance tenures of up to 60 months, you will also enjoy priority processing of applications, preferential pricing, pre-approved limits of up to AED 750,000, Processing Fee - 0.53% of financing amount (Min AED 520, Max AED 2,620), exclusive offers and pricing from V-KOOL along with special rates on Auto Takaful (with free AAA membership) and offers on auto dealerships services.
3. Auto Ijarah: Avail easy finance against your car for up to 80% of the car value with competitive rates starting from 3.50% p.a. and tenures of up to 60 months.
4. Personal Finance: finance against salary of up to AED 4 million for UAE Nationals and AED 2 million for expatriates, along with finance against investment deposits up to AED 10 million and personal finance up to AED 500,000 or 25% of deposit value, whichever is lower.
5. Home Finance: Enjoy bespoke home financing across the emirates for up AED 15 million, comprehensive solutions covering property purchase, cash against property, financing of office space, land purchases and balance transfers from another financial institution with equity release, financing for commercial and residential properties, finance tenures of up to 25 years, no processing fee on buyouts (Residential Only) and rates starting at 3.24% with transparent structures and no hidden step-up rates.
6. Investments: Available in either AED, USD or EUR currencies, enjoy flexible deposit tenures of 1, 3, 6, 9 or 12 months with the advantage of automatic roll-over facility. Our comprehensive portfolio of Islamic investment products is structured to offer competitive returns and risk diversification across global markets. Your investment options include structured products, mutual fund-based portfolios, currency and commodity-linked structures and sukuk. Extensive brokerage services are also offered through Dubai Islamic Financial Services (DIFS)

Click here to view Mutual Funds dashboard

List of Privileges:

1. 2 in 1 Account: The convenience of a regular account plus profits on deposits. Your account comes with exclusive debit cards with higher cash withdrawal limits and worldwide acceptance.
2. E-Savings Account: Earn higher profits than a regular savings account with this online account that can be opened in minutes.
3. Exclusive teller counters in select branches with up to 10 free teller transactions per month.
4. Lockers: Available at selected branches, enjoy 25% off on locker rental charges.
5. Relationship Manager: Professional advice on every banking service you need at Aayan Centres across the UAE.

Signature Debit Card:
Your Signature Debit Card is packed with benefits such as a higher cash withdrawal limit of up to AED 35,000 (from DIB ATMs), a daily purchase limit of AED 75,000, along with unlimited complimentary access to over 500 airport lounges worldwide through the Lounge Key Programme. Your card is also accepted at across 10 million merchant outlets and for 2.3 million ATMs in more than 200 countries and territories worldwide.

Signature Covered Card:
Enjoy up to 55 days of free credit on your card that can be used across the UAE and at  27 million merchants worldwide and also automatically entitles you to free Purchase Protection and free Travel Coverage.

Further, you are also entitled to a host of offers such as - Valet Parking (at Aayan Exclusive Banking Centre's, twice a month at malls across the UAE and Dubai International Airport with your DIB Signature Credit Card), Free roadside assistance (24 hours emergency roadside assistance across the UAE, inclusive of towing, jump start, flat tire fixing, lock-out service and fuel assistance, free off-road pull out services, free annual vehicle registration service (vehicle pick-up and drop-off), free automobile pick-up and drop-off for car service, free international driving license, free limousine pick-up and drop-off in case of accidents. To avail these services, please contact the service provider through the below channels

• Whatsapp (for emergency car towing) - 600500372
• To speak with an agent - 600500372