Please ensure Javascript is enabled for purposes of website accessibility
loader-img
overlay-circle

Search DIB

chat-avatar
Fatima from DIB
Just now

Looks like you may be taking time to decide. May I help you with something?

Best time to buy your dream home is NOW!

DIB Home Finance just got better! UAE nationals and UAE residents can enjoy a wide range of benefits and easy homeownership accessibility with First Time Home Buyer Program in partnership with Dubai Department of Economy and Tourism.

Eligibility Criteria:

  • First Freehold Property To Be Purchased – Applicants must not currently own a freehold residential property in Dubai
  • For Everyone Living in UAE – Applicants can be a UAE National or an expat from any nationality, but living in UAE
  • For All Income Levels – Applicants can be in any income bracket; with minimum salary of AED 10,000 and above (and based on AECB Credit Score)
  • Minimum Age – Applicant needs to be at least 18 years old
  • Target Property – Applicant seeks a property which is below AED 5M in value

Important Notes:

  1. One-time use policy: A resident becomes ineligible as a first-time buyer once a residential property is registered under their name.
  2. No rental restrictions: Buyers may rent out their properties post-handover.

Registration Process:

For First Time Buyers:

  1. Register here and submit the required documents.
  2. Dubai Land Department will verify the application based on the eligibility criteria.
  3. Approved first time home buyers will be notified via email from Dubai Land Department confirming eligibility along with the benefits offered by banks.

For Ready Properties:

For buyers who have registered as first time home buyers on DLD and identified a ready to move-in or ready for handover property.

  1. Self-apply online here or Visit any nearest DIB branch
    We’re here to help!
  2. Our dedicated team will validate the QR code you received from DLD and present the benefits associated with the First Time Home Buyer Program.
  3. Complete the mortgage registration process with Dubai Land Department.

Limited Time Offer