The Only Card You Need
One card with the power of many! 5% back on dining, 5% back on travel, complimentary airport transfers, airport lounge access, valet parking, rounds of golf, access to Fitness First, buy-one-get-one on coffee at Costa and much more.
*No annual fee for the first year and fee waived for subsequent years on a minimum annual spend of AED 60,000
Get up to 200,000 Bonus Wala’a rewards [Worth up to AED 1,000 ] for New to Card customers Only. Please refer the below table for the details:
| Welcome Bonus 1 | |
|---|---|
| Spend Criteria (Within 90 days from Card issuance date) | USD 15,000 |
| Bonus Wala’a Rewards | 200,000 |
Get 20% cashback on Amazon, Deliveroo, Dubai Now, Noon, Talabat and more.
Please refer to the below table for details:
| Welcome Bonus 2 | |
|---|---|
| Cashback | 20% |
| Offer validility | First 3 months |
| Merchants | Amazon, Dubai Now, Deliveroo, Noon & Talabat |
| Maximum cashback per merchant per month | AED 25 |
| Total cashback during the offer | AED 450 |
For further details on the offer, please click here
Enjoy 5% back on dining with your SHAMS Card.
Enjoy 5% back on travel (flights/hotels) bookings with your SHAMS Card.
| Spend Category | Wala’a Rewards (Per AED 1) |
|---|---|
| Dining (Cafes, restaurants, fast food joints etc) | 10 |
| Travel (Flight/ Hotel Bookings) | 10 |
| International Spends (Non AED) | 4 |
| European Economic Area (EEA) Spend | 0.6 |
| Domestic Spends (AED) | 3.5 |
| Spends on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate, telecom, etc.. ** | 0.6 |
Wala’a Rewards will not be earned on Utility & Government bills transactions made through DIB platforms.
** This is as per the merchant categories defined by Visa and subject to additional terms and conditions by Visa
Choose your reward, live your experience with travel, cashback, Etihad Miles and more.
Redeem your Wala’a Rewards instantly through the alt Online Banking
Master your game and enhance your golfing experience at 7 golf courses across the U.A.E.
Choose from our premier list of Golf courses every week, 4 times per month
| Golf Course | City |
|---|---|
| Abu Dhabi Golf Club | Abu Dhabi |
| Trump International Golf Club | Dubai |
| Arabian Ranches Golf Club | Dubai |
| Address Montgomerie Golf Club | Dubai |
| The Els Club Golf Club | Dubai |
| Al Hamra Golf Club | RAK |
| Sharjah Golf & Shooting Club | Sharjah |
Elevate your wellness journey with complimentary access to Fitness First Platinum and Titanium Club across the U.A.E
Click here for the locations you have complimentary access
For further details on the offer click here
Take away the hassle of parking with 4 complimentary valet parking services per month at 20 key locations across the UAE.
Avail this offer by simply presenting your card at the valet parking reception. For further details on the offer click here
Enjoy ‘Buy One Get One’ on beverages at Costa Coffee outlets across UAE
For further details on the offer click here
Enjoy stress-free travel with 4 complimentary airport transfers per annum from Abu Dhabi, Dubai and Sharjah.
Book your ride now
For further details on the offer click here
Enjoy complimentary access to over 1,200 airport lounges 12 times per year with a guest
| New Update! | |
|---|---|
| Say goodbye to showing your Card. Say Hello to Visa Airport Companion! Starting October 1, 2024, you just need to use the Visa Airport Companion App for complimentary access to airport lounges. The app will replace the process of showing your Card for lounge access. Click here for more details. | |
Never be stranded on the road without support with our complimentary roadside assistance up to 3 times per year. One additional roadside assistance will be provided on charge of Upgrade fee.
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Enjoy travel and medical coverage of up to US$500,000 on your trips while booking your tickets with your card.
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Clear your outstanding on any other banks' credit cards and save more on unnecessary charges with no documentation required. You can apply for the facility through alt Online Banking.
***The offers are complimentary subject to maintaining minimum monthly spends of AED 8,000 per month. If the spend criteria is not met, an applicable fee on the service provided will be billed to the card account in the subsequent month.
The Card is issued for the Cardholder’s personal use only and the Cardholder is not authorised to use the Card for business or corporate purposes and/or activities. The Bank may, in its discretion, restrict, cancel the Card and/or not award Wala’a Rewards. The Bank may debit any Wala’a Rewards, if the Bank determines in its sole discretion that the Card has been used for non-personal use, fraudulent or illegal Card Transactions.
