Emirates Skywards DIB Signature Covered Card | Cards

Search DIB

Earn Skywards Miles

On all your spends
Privileges

Lifestyle
AED 15,000

Minimum Salary
AED 1,500

Annual Fee

Apply Now

Request Callback Find a branch

For Fees & Charges, click here

For T&Cs, click here

For Key Fact Statement, click here

For Warnings, click here

Updated Valet Offerings, click here

IPSL-Cards-Emirates-Skywards-DIB-Signature-Credit-Card

The Emirates Skywards DIB Signature Covered Card.

With the Emirates Skywards DIB Signature Covered Card you will earn Skywards Miles on all local and foreign currency spends. You can then spend the Miles with Emirates and a wide selection of partners, and enjoy enhanced travel experience with benefits and services that make every trip more rewarding.

The Emirates Skywards DIB Signature Covered Card.

Earn bonus Skywards Miles

Limited time offer

Earn up to 50,000 bonus Skywards Miles with the Emirates Skywards DIB Signature Covered Card. Click here to know more.

Earn Skywards Miles on all spends

Earn Skywards Miles for every equivalent USD spent with the Emirates Skywards DIB Signature Covered Card:

Skywards Miles earned for every equivalent USD spent
Emirates spends	1.5 Miles
Foreign currency spends	Up to 1 Mile
Local currency spends	Up to 0.75 Mile

DIB T&Cs Apply.
Customers who take credit facilities from any Bank must ensure timely payments to settle their outstanding amounts. This is critical to maintain good credit history on AECB (Al Etihad Credit Bureau) so that Banks are able to serve customers to meet customer’s future banking needs.
Below will be effective from November 1, 2022.
- You will earn 0.2 Mile per USD spend on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate and telecom.
- You will earn 0.5 Mile per USD spend in European Economic Area.

Travel in Style

Airport lounge access worldwide: Enjoy complimentary access to over 1,200 airport lounges 8 times per year.

1st Visit to the airport lounge in a calendar year is complimentary.
To utilize the subsequent complimentary visits in the same calendar year, spend criteria of foreign currency spend of USD 1 or equivalent must be met, on both primary & supplementary cards minimum 15 days prior the lounge visit. If the spend criteria is not met, a charge of US $32 per usage will be levied to the card used for the lounge visit.

New Update!
Say goodbye to showing your Card. Say Hello to Visa Airport Companion! Starting October 1, 2024, you just need to use the Visa Airport Companion App for complimentary access to airport lounges. The app will replace the process of showing your Card for lounge access. Click here for more details.

Download and register your Card on the Visa Airport Companion App today

Easy Payment Plan with Emirates: Enjoy 0% Easy Payment Plan when you purchase Emirates tickets to any destination on emirates.com

To take advantage of this payment option, simply purchase Emirates tickets on emirates.com, pay with the Emirates Skywards DIB Signature Covered Card, and apply for the payment via the link provided on the Emirates booking confirmation page.

International concierge services: The Emirates Skywards DIB Signature Card entitles you to the best personalised customer service, 24 hours a day, seven days a week. Whether at home or abroad, you will have access to a host of services like hotel bookings, flight reservations, limousine transfers and more, through a dedicated network of global toll-free numbers.

Visit visamiddleeast.com/ for more information and for booking details or call 8000 441 3487 (UAE toll-free) or +971 4 361 1234

Complimentary travel insurance: Get complete peace of mind while travelling, with an insurance cover up to 500,000 US Dollars on international and domestic trips including lost/stolen baggage or money, delayed departure, medical expenses, repatriation/hospital expenses, personal liability and legal expenses.

For terms and conditions, please visit visamiddleeast.com/signature

In case of an unfortunate occurrence, a claim request may be submitted by calling 8000 441 3487 (UAE toll-free) or +971 4 361 1234

Lifestyle Benefits

Experience Luxury Hotel Collection from Visa: Enjoy exclusive member privileges at over 900 luxury hotel properties around the world with preferential prices, room upgrades, free internet and breakfast, VIP guest status, late check-outs and complimentary food and beverage vouchers worth US$ 25.

Book your stay at www.visaluxuryhotels.com and pay with Emirates Skywards DIB Signature Covered Card to enjoy these benefits.

For more information visit http://www.visamiddleeast.com/

Complimentary Valet Parking**: Take away the hassle of parking with 2 complimentary valet parking services per month at 20 key locations across the UAE.

Avail this offer by simply presenting your card at the valet parking reception. For further details on the offer click here

Other benefits

Earn additional Skyward Miles with ExtraMiles App

Now, for a limited period only, earn 2 additional Skywards Miles for every USD 1 spent with ExtraMiles App when you make purchases for hotel bookings & car rentals through the app. Click here to learn more

Download the ExtraMiles app now: https://app.earnextramiles.com

Complimentary Roadside Assistance

The services that can be availed are as follows:

Complimentary vehicle registration- Vehicle pick up and drop off (once a year)
Vehicle servicing- pick up and drop off (once a year)
Towing
Fuel assistance
Battery Boost
Flat tire fixing
Lock-out service
Off-road pull out
Inter-Emirate towing
Free international driving license

To avail these services, please contact the service provider through the below channels:

Whatsapp (for emergency car towing) - 600500372
To speak with an agent - 600500372

Balance transfer facility: Use the Emirates Skywards DIB Signature Covered Card to clear your outstanding on any other banks' Covered cards and save more on unnecessary charges with no documentation required. You can apply for the facility through Online Banking (https://online.dib.ae).

For Balance Transfer facility Terms and Conditions, please click here.

Medical and Legal Referral: Travel the world carefree and safe, knowing that you have the medical help you need wherever you go. Your card covers you with these services.

Medical advice over the telephone
Medical service provider referral
Monitoring medical condition pre and post hospitalisation
Essential medicine and equipment delivery
Dispatch of physician to your location
Medical evacuation and repatriation
Legal referral
Interpreter referral

To know more, call +44 (0) 208 762 8373

365 Days Purchase Protection: The Emirates Skywards DIB Signature Covered Card protects your purchase against theft and damage for a period of 365 days.

Visit www.visamiddleeast.com for more information. Terms and conditions apply.

Global Customer Assistance Services (GCAS): To ensure your travel stays unhindered, GCAS was created to provide you with world-class customer service and support in unforeseen events. As a privileged member, you enjoy these value-added services:

Lost or stolen Card reporting

Emergency Card replacement

Emergency cash disbursement

To know more, call +971 4 361 1234

Extended Warranty: The Emirates Skywards DIB Signature Covered Card entitles you to an extended warranty on your purchases, which is an automatic doubling of the manufacturer’s warranty for up to 1 year against mechanical breakdown on new electrical household products, purchased with your Emirates Skywards DIB Signature Covered Card.

For Terms and Conditions, visit www.visamiddleeast.com

Cash Withdrawal: The Emirates Skywards DIB Signature Covered Card entitles you to a cash withdrawal limit of up to 80% of available credit limit allowing you easy access to cash anywhere in the world. . What’s more, you can even transfer cash instantly from your card to your Dubai Islamic Bank account via online banking at https://online.dib.ae

Visa payWave*: Shopping is now easy, fun and secure with Emirates Skywards DIB Signature Covered Card enabled with Visa payWave technology.

Just hold your card in front of the card reader at the checkout counter and your transaction is processed within seconds.

Chip and PIN Security: It’s really easy to use your chip and PIN card. Simply ensure that the retailer accepts Visa, select the goods you want to buy and proceed to the payment counter. At checkout insert your Card into the POS terminal and enter your PIN. You will receive a receipt as proof of purchase.

Payment: Choose the way you wish to pay with the Emirates Skywards DIB Signature Covered Card. Our payment gateways include Online Banking, DIB Cash & Cheque Deposit Machines, Branches, Phone Banking, and Account Transfers.

For Schedule of Charges, Terms and Conditions, please click here

For Important Information, please click here

For details on the card product as well as terms and conditions that govern your banking product, please click here.

Important to note:

**The offers are complimentary subject to maintaining minimum monthly spends of AED 5,000 per month. If the spend criteria is not met, an applicable fee on the service provided will be billed to the card account subsequently.

The Card is issued for the Cardholder’s personal use only and the Cardholder is not authorised to use the Card for business or corporate purposes and/or activities. The Bank may, in its discretion, restrict, cancel the Card and/or not award Skywards Miles. The Bank may debit any Skywards Miles, if the Bank determines in its sole discretion that the Card has been used for non-personal use, fraudulent or illegal Card Transactions.

26 June 2025

Dreams Come True for DIB Customers Winning AED 3 Million in Prizes

11 June 2025

DIB Marks 50 Years of Progress with Prizes Worth AED 10 Million for Customers

04 June 2025

CBUAE issues commemorative coins to mark the Golden Jubilee of DIB

Your Name *

Mobile Number *

The Emirates Skywards DIB Signature Covered Card