Non-stop life, non-stop rewards
Reward yourself, Wala’a style!
Earn rewards effortlessly with every swipe, transfer & deposit, as banking with us gets a whole lot more rewarding! Every transaction with us, brings you closer to redeeming your rewards for fabulous benefits.
Let your loyalty count, with Wala’a rewards!
Enjoy more opportunities to earn Wala’a Rewards just by using your DIB Covered Cards. Click here for a full list of transactions that can earn you Wala’a Rewards.
Choose your reward, live your experience with travel, cashback, Etihad Miles, Avios by Qatar Airways Privilege Club and more.
Redeem your Wala’a Rewards instantly through the alt Online Banking or alt Mobile App
Book Any Airline Anywhere Any Time
Hop on flights to your dream destinations. Redeem your Wala’a Rewards to book flight tickets with your eligible DIB Card.
Book Any Hotel Anywhere Across the World
Indulge in luxurious getaways! Redeem your Wala’a Rewards to book your stay with your eligible DIB Card
Cashback (Applicable only on SHAMS Cards)
Experience the thrill of maximizing your savings. Redeem your rewards for statement credit against your monthly outstanding balance.
Shopping
Redeem your rewards for gift cards at Amazon.ae and many more
Rewards Exchange
Convert your Wala’a Rewards to memorable travel experiences with your card’s miles exchange benefits
Minimum 20,000 Wala’a rewards required for redemption
Pay with Rewards (Applicable only on SHAMS Cards)
Redeem your Wala’a Rewards to pay for your next transaction.
Bill Payments
Stay organized, save time, and simplify your life by settling utility bills from the ‘comfort of your own phone’, using Wala’a Rewards.
| Products | Criteria | Wala'a Rewards | |
|---|---|---|---|
| Salary Transfer | 1st salary Transfer (AED) | 5,000 to 9,999 | 1,000 |
| 10,000 to 14,999 | 3,000 | ||
| 15000+ | 10,000 | ||
| Regular Salary Transfer (AED) | 15,000+ | 200 | |
| Lockers | Monthly | 1 | 1,000 |
| 2+ | 2,000 | ||
| Current Savings Account | Monthly Average Balance (AED) | 50,000 to 99,999 | 400 |
| 100,000 to 149,999 | 800 | ||
| 150,000 to 199,999 | 1,200 | ||
| 200,000 to 249,999 | 1,600 | ||
| 250,000 to 299,999 | 2,000 | ||
| 300,000 to 349,999 | 2,400 | ||
| 350,000 to 399,999 | 2,800 | ||
| 400,000 to 449,999 | 3,200 | ||
| 450,000 to 499,999 | 3,600 | ||
| 500,000 to 549,999 | 4,000 | ||
| 550,000 to 599,999 | 4,400 | ||
| 600,000 to 649,999 | 4,800 | ||
| 650,000 to 699,999 | 5,200 | ||
| 700,000 to 749,999 | 5,600 | ||
| 750,000 to 799,999 | 6,000 | ||
| 800,000 to 849,999 | 6,400 | ||
| 850,000 to 899,999 | 6,800 | ||
| 900,000 to 949,999 | 7,200 | ||
| 950,000 to 999,999 | 7,600 | ||
| 1,000,000+ | 8,000 | ||
| Wakala/Investment Deposits | Monthly Average Balance (AED) | 50,000 to 99,999 | 400 |
| 100,000 to 149,999 | 800 | ||
| 150,000 to 199,999 | 1,200 | ||
| 200,000 to 249,999 | 1,600 | ||
| 250,000 to 299,999 | 2,000 | ||
| 300,000 to 349,999 | 2,400 | ||
| 350,000 to 399,999 | 2,800 | ||
| 400,000 to 449,999 | 3,200 | ||
| 450,000 to 499,999 | 3,600 | ||
| 500,000 to 549,999 | 4,000 | ||
| 550,000 to 599,999 | 4,400 | ||
| 600,000 to 649,999 | 4,800 | ||
| 650,000 to 699,999 | 5,200 | ||
| 700,000 to 749,999 | 5,600 | ||
| 750,000 to 799,999 | 6,000 | ||
| 800,000 to 849,999 | 6,400 | ||
| 850,000 to 899,999 | 6,800 | ||
| 900,000 to 949,999 | 7,200 | ||
| 950,000 to 999,999 | 7,600 | ||
| 1,000,000+ | 8,000 | ||
| International Remittance | International Fund Transfer Using DIB Online Banking & Mobile Banking (AED) | 2,500 to 4,999 | 500 |
| 5,000 to 7,499 | 1,000 | ||
| 7,500 to 9,999 | 1,500 | ||
| 10,000 to 12,499 | 2,000 | ||
| 12,500 to 14,999 | 2,500 | ||
| 15,000 to 17,499 | 3,000 | ||
| 17,500 to 19,999 | 3,500 | ||
| 20,000 to 22,499 | 4,000 | ||
| 22,500 to 24,999 | 4,500 | ||
| 25,000 to 27,499 | 5,000 | ||
| 27,500 to 29,999 | 5,500 | ||
| 30,000 to 32,499 | 6,000 | ||
| 32,500 to 34,999 | 6,500 | ||
| 35,000 to 37,499 | 7,000 | ||
| 37,500 to 39,999 | 7,500 | ||
| 40,000 to 42,499 | 8,000 | ||
| 42,500 to 44,999 | 8,500 | ||
| 45,000 to 47,499 | 9,000 | ||
| 47,500 to 49,999 | 9,500 | ||
| 50,000 + | 10,000 | ||
| Home Finance | Monthly Principal Outstanding (AED) | 1,000,000 to 1,249,999 | 1,664 |
| 1,250,000 to 1,499,999 | 2,080 | ||
| 1,500,000 to 1,749,999 | 2,496 | ||
| 1,750,000 to 1,999,999 | 2,912 | ||
| 2,000,000 to 2,249,999 | 3,328 | ||
| 2,250,000 to 2,499,999 | 3,744 | ||
| 2,500,000 to 2,749,999 | 4,160 | ||
| 2,750,000 to 2,999,999 | 4,576 | ||
| 3,000,000 + | 5,000 | ||
| Auto Finance | Monthly Principal Outstanding (AED) | 100,000 to 149,999 | 160 |
| 150,000 to 199,999 | 240 | ||
| 200,000 to 249,999 | 320 | ||
| 250,000+ | 400 | ||
| Monthly Covered Card Payments | Covered Card Customers with non-DIB repayment account | 1 payment | 100 |
| 2 or more payments | 200 | ||
| Bill Payments | Number of bill payments done through online channels using DIB Covered Card | 1 bill payment | 10 |
| 2 or more bill payments | 20 | ||
| Takaful | Monthly Insurance Premium Payment (AED) | 5,000 to 9,999 | 1,000 |
| 10,000 to 14,999 | 2,000 | ||
| 15,000 + | 3,000 | ||
