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Auto Finance for Self-employed

  • Finance
    Up to 1.5 million
  • Competitive
    Profit rates
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For Fees & Charges, click here

For T&Cs, click here

For Key Fact Statement, click here

For Warnings, click here

For Shariah Certificate, click here

Tailor-made auto financing solution

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Unique option for Self-employed individuals who seek quick and hassle-free auto financing solutions.
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Simple Documentation

We've kept things easy to accomplish when it comes to auto financing. Our documentation process is simple and easy to put together, but may vary depending on eligibility and vehicle being financed.

Apply for instalment postponement via DIB alt phone banking, applicable for customers who transfer their salary to DIB. Click here for FAQs.

Documentation required: *

  • Valid Trade License or property ownership
  • Memorandum of Association/ Partnership Agreement
  • Power of Attorney (if applicable)
  • Passport copy of applicant
  • Visa copy
  • 6 months bank statement
  • Copy of Emirates ID of applicant
  • Facility Letter (if applicable)
  • Copies of contracts/LPOs/Cheques supporting business activities/account turnover
  • Quotation/evaluation plus vehicle ownership and seller’s ID document

*These are basic documents and there might be other documents required as applicable.

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Financing Convenience

A wide range of finance plans and payment options which tailor-made for our Self-employed customers.

Up to AED 1.5 million for up to 60 months, and applicable profit rate* (flat) from 3.25% p.a to 3.85% per annum (5.94% per annum to 7.05% per annum reducing)**. Terms and conditions apply.

Available for new and used cars. Options for financing Takaful and other accessories is also available.

*Profit rates will vary based on dealer and car condition

**Applicable Due Diligence and Documentation fee: 1.05% of the Finance Amount (Minimum AED 520 to Maximum amount of AED 2,620).

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Easy Access

With ease of access through our branches and availability of Auto Finance Staff in all the key dealerships in the country, we ensure that the process of getting your auto finance is easy and just a signature away. 

05 November 2024

Dubai Islamic Bank Nine Month 2024 Group Financial Results

18 October 2024

A Truly Inclusive Approach to Financing with the Launch of Dubai Islamic Bank’s ACCESS Auto Finance for People of Determination

10 October 2024

Dubai Islamic Bank Successfully Issues Additional Tier 1 Sukuk

Thank You