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Al Islami Auto Finance

  • No
    Salary Transfer
  • Flexible
  • Available
    New & Used Cars

We'll help you do the math

I need financing for
Tenure Months
Please input 20% onwards
Downpayment %
AED / Month *
* This is an approximate calculation

Any Questions?

Who is Eligible for Auto Finance?
Salaried Customers, Self Employed, Companies, Rent A Car, Heavy Machineries.
Does the Salaried Individual customer has the option to pay 5% down payment?
No. The Minimum Down payment has to be paid as per Central Bank is 20%.
What is the Maximum DSR (Debit Service Ratio)?
The Maximum DSR is 50% as per Central Bank.
What is the Maximum Exposure for Non-Individual Customers?
The exposure goes up to AED 5 Million if the Customer is Privilege, and the maximum exposure for a Customer who is with new a Relationship with DIB will be AED 3.5 Million.
Does DIB Finance old models such as 2004, 2005, 2006 models?
DIB finances car models up to 10 years old only. Alternatively, the customer can avail it against Fixed Deposit.
Does DIB Finance Auto Insurance?
DIB finances Auto Insurance upto 10% of the car price. (Islamic/Takaful only).
What’s the minimum monthly salary required for Salaried- Individual Customer?
A minimum Salary income of AED 3,000.
What is the Minimum Finance amount allowed?
The minimum Finance amount which is allowed to be financed is AED 10,000.
If a customer wants to avail Auto Finance, what is the minimum Length of Service in His/her company?
One month LOS with One Salary.
What is the Validity for the Credit Approval on the approved Auto deals?
The Validity is 60 Days.

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