Please ensure Javascript is enabled for purposes of website accessibility

Search DIB

Fatima from DIB
Just now

Looks like you may be taking time to decide. May I help you with something?

Al Islami Auto Finance

  • No
    Salary Transfer
  • Flexible
  • Available
    New & Used Cars


For Fees & Charges, click here

For T&Cs, click here

For Key Fact Statement, click here

For Warnings, click here

For Shariah Certificate, click here

We'll help you do the math

I need financing for
Tenure Months
Please input 20% onwards
Downpayment %
AED / Month *
* This is an approximate calculation

Any Questions?

Does DIB Finance old models such as 2004, 2005, 2006 models?
DIB finances car models up to 10 years old only. Alternatively, the customer can avail it against Fixed Deposit.
Does DIB Finance Auto Insurance?
DIB finances Auto Insurance upto 10% of the car price. (Islamic/Takaful only).
What’s the minimum monthly salary required for Salaried- Individual Customer?
A minimum Salary income of AED 3,000.
What is the Maximum DSR (Debit Service Ratio)?
The Maximum DSR is 50% as per Central Bank.
What is the Minimum Finance amount allowed?
The minimum Finance amount which is allowed to be financed is AED 10,000.
If a customer wants to avail Auto Finance, what is the minimum Length of Service in His/her company?
One month LOS with One Salary.
What is the Maximum Exposure for Non-Individual Customers?
The exposure goes up to AED 8 Million if the customer is Privilege, and the maximum exposure for a customer who’s is with new relationship with DIB will be up to AED 3.5 Million.
Who is Eligible for Auto Finance?
Salaried Customers, Self Employed, Companies, Rent A Car, Heavy Machineries.
What is the Validity for the Credit Approval on the approved Auto deals?
The Validity is 60 Days.
Does the Salaried Individual customer has the option to pay 5% down payment?
No. The Minimum Down payment has to be paid as per Central Bank is 20%.

Thank You