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For Key Fact Sheet, click here

For Warnings, click here

Swatch

Convert your purchases at Swatch into 0% Easy Payment Plan with your DIB Credit Card

  • Offer is valid until 14 January 2026
  • SMS ‘ZERO’ to 4224
  • Offer is applicable only when you pay for purchases with your DIB Credit Card

T&C apply

  • Offer is applicable on DIB credit cards only – (excluding DIB Corporate Cards, Charge Cards and Al Islami Cards)
  • Min transaction amount to qualify for the offer is AED 1000 and can be converted to an Installment plan for 6 months tenor only.
  • There are no charges to convert to Easy Payment Plan (EPP)
  • There are No Early Settlement charges.
  • If the Credit Card is overdue, blocked or suspended for any reason whatsoever, then the Offer shall stand forfeited but may be reinstated, at the sole discretion of the Bank.
  • The Offer Terms and Conditions shall be governed by principles of Sharia.
  • DIB cards can be used for purchasing of Sharia Compliant products and services only.
  • DIB Credit Cards Terms  & Conditions apply. Click here to know more.
  • All other terms and conditions pertaining to EASY PAYMENT PLAN (EPP) plans will continue to be applicable. Click here to know more
  • To avail the offer customer needs to SMS “ZERO” to “4224”. DIB representative will contact the customer and confirm the request and assist in the EASY PAYMENT PLAN (EPP) conversion within 48 hours from the SMS request. The offer cannot be availed through DIB online channels such as Internet and Mobile banking or Branches or Call Centre

Big Purchases, Small Payments

With DIB Instalment Plan, you can now convert large purchases into affordable payment plans.

  1. Spend AED 1000 or more on your DIB Credit Card (excluding charge cards) at any of the merchants of your choice.
  2. Simply log in to alt online or alt mobile to convert your purchase in to an Easy Payment Plan or alt phone banking +97146092222 and ask to convert your purchase into an instalment plan.
  3. Enjoy the convenience of paying over 6, 12, 18, 36 or 48 months.
  4. Zero early settlement charges.

 

For Easy Payment Plan (EPP) Terms and Conditions, please click here

For Cash on Card (COC) Terms and Conditions, please click here

For Full Balance Conversion (FBC) Terms and Conditions, please click here