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For Key Fact Sheet, click here

For Warnings, click here

OC Home

Get 20% discount on full priced merchandise & 5% discount on sale items at OC Home with your DIB Covered Card.

  • The offer is applicable on payment with DIB Covered Cards and Johara Debit Card only.
  • The offer is not applicable in conjunction with discounts or promotion offer such as 11.11, White Friday, Shop for Free or further marked promotions.
  • Offer is applicable on Sharia-compliant products and services only.
  • Offer is valid till 6th February 2026
  • DIB Covered Card Terms & Conditions apply. Click here

Big Purchases, Small Payments

With DIB Instalment Plan, you can now convert large purchases into affordable payment plans.

  1. Spend AED 1000 or more on your DIB Covered Card (excluding charge cards) at any of the merchants of your choice.
  2. Simply log in to alt online or alt mobile to convert your purchase in to an Easy Payment Plan or alt phone banking +97146092222 and ask to convert your purchase into an instalment plan.
  3. Enjoy the convenience of paying over 6, 12, 18, 36 or 48 months.
  4. Zero early settlement charges.

 

For Easy Payment Plan (EPP) Terms and Conditions, please click here

For Cash on Card (COC) Terms and Conditions, please click here

For Full Balance Conversion (FBC) Terms and Conditions, please click here