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Fatima from DIB
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Musharika

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WHAT IS MUSHARIKA?

Musharika is a partnership between the customer and the Bank, wherein Dubai Islamic Bank participates in financing new or existing projects, sharing the capital, returns and risks. The Bank may alternatively contribute to the ownership of specified assets on a permanent or a non-permanent basis provided that the profit is shared in accordance with an agreement between the Bank and the customer.

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HOW IT WORKS

Profit is distributed amongst all capital-providing partners as per previously set conditions and loss is borne in proportion to contribution to the partnership.

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