Please ensure Javascript is enabled for purposes of website accessibility
loader-img
overlay-circle

Search DIB

overlay-circle
Branches & ATMs Contact Us
chat-avatar
Fatima from DIB
Just now

Looks like you may be taking time to decide. May I help you with something?

Reply > No Thanks

Murabaha on Lands

  • First-class
    Land Mortgage Options
  • Simple
    Documentation
  • Bank-Borne Risk
    Ownership
Request Callback Find a branch

Murabaha Financing (on land)

what-is-muabaha-on-land-520x520

A long-term benefit-backed plan to help you purchase the land your business needs today. 

 
 
what-is-muabaha-on-land-390x220

What is Murabaha on land?

The Murabaha on lands agreement allows customers to purchase land as per their specifications and needs, through the bank. The customer can then buy back the land from the bank for a deferred payment basis, for a fixed amount.

How it works:
DIB will obtain a security or a guarantee from the customer to ensure prompt and timely payment of the installments due as per the Murabaha terms. Note that from the time land is purchased till the time it is sold, it is in the name of the bank, who bears full risk as the owner during that period.

Show More

Documentation

With our team of skilled professionals, applying for Murabaha (on land) finance is simple and stress-free, with primary documents varying based on requirement. Note that requirements may be lowered in cases where additional security is provided.

Primary Documents for Individuals:

  1. Valid passport copy
  2. Completed finance application form
  3. Site plan copy
  4. Title deed copy

Primary Documents for Companies:

  1. Valid trade license copy
  2. Commercial Registry copy
  3. Partnership agreement copy (in case of partnerships)
  4. Valid passport copies of partners (in case of partnerships)
  5. Valid passport copy of authorized personnel and copy of Articles of Association defining their powers
  6. Site plan copy
  7. Title deed copy
  8. Last 3 years’ financials

Show More

Terms Of Financing

  • Down Payment: Minimum 50% of the purchase price*
  • Transaction Period: Up to 5 years
  • Mode of Payment: Quarterly, semi-annual or annual terms are available

  • Source of Payment: Business cash flows, rentals from other properties
  • Profit Rate: Fixed throughout the financing period
  • Security: First class mortgage on the land, post-dated cheques covering installments

Show More
26 June 2025

Dreams Come True for DIB Customers Winning AED 3 Million in Prizes

11 June 2025

DIB Marks 50 Years of Progress with Prizes Worth AED 10 Million for Customers

04 June 2025

CBUAE issues commemorative coins to mark the Golden Jubilee of DIB

DIB Signs USD 150 Million Murabaha Deal with Turkcell to Accelerate Türkiye’s Tech Transformation

15 May 2025

DIB Celebrates Golden Jubilee with a Bold New Vision for the Future

08 May 2025

Dubai Islamic Bank Names First Million-Dirham Winner of 2025 Visa Card Draw Campaign

24 April 2025

Dubai Islamic Bank showcases an exceptional First Quarter 2025 Performance, Reaffirming its Position as the Global Leader in Islamic Finance

10 April 2025

Dubai Islamic Bank Launches DIB Academy as a Strategic Investment in Human Capital for a Rapidly Evolving World

14 March 2025

Dubai Islamic Bank Shareholders Approve 45% Dividend for 2024

24 February 2025

Dubai Islamic Bank Publishes its First Sustainability-Linked Finance Facilities financing Framework

17 February 2025

Dubai Islamic Bank Partners with Qatar Airways Privilege Club to Launch Wala’a Rewards Redemption for Avios

11 February 2025

Dubai Islamic Bank Full Year 2024 Group Financial Results

28 January 2025

AED 3 Million Up for Grabs in Dubai Islamic Bank’s Exclusive Rewards Campaign

20 January 2025

DIB increases its stake to 25% in Digital Bank in Türkiye

30 December 2024

Crypto.com inks Partnership with Dubai Islamic Bank

20 December 2024

Dubai Islamic Bank Relaunches 'DIB XTRA' Campaign with Exceptional Rewards and Exclusive Benefits

05 November 2024

Dubai Islamic Bank Nine Month 2024 Group Financial Results

18 October 2024

A Truly Inclusive Approach to Financing with the Launch of Dubai Islamic Bank’s ACCESS Auto Finance for People of Determination

10 October 2024

Dubai Islamic Bank Successfully Issues Additional Tier 1 Sukuk

04 October 2024

Dubai Islamic Bank Celebrates Fifth Cohort of High Potential Programme, Paving the Way for Future Leadership

Thank You