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Sustainable Personal Finance Journey

  • You
    Wide array of offerings and benefits you can enjoy
  • Your Family
    Peace of mind and secured future
  • Your Community
    Cleaner and greener environment
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For Fees & Charges, click here

For T&Cs, click here

For Key Fact Statement, click here

For Warnings, click here

For Shariah Certificate, click here

Make the right choices!

Make the right choice with Sustainable Personal Finance Journey. Easy, convenient Personal Finance journey and value added benefits for you, your family and the community at large.

Live your dreams with DIB

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Enjoy quick and easy access to funds with high approval amounts & simple documentation. First instalment in up to 120 days*.

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DIB Life – Easy, convenient Personal Finance journey and value added benefits for you, your family and the community at large. Financing of up to AED 4 million for UAE Nationals & up to AED 2 million for Expatriates.

Environmental Impact

A dedicated Mangrove tree (Avicennia Marina) planted in your name so that you, your family and community can live in a cleaner environment.

Mangroves are crucial for coastal ecosystems as they provide habitat for marine life, protect shorelines from erosion, and sequester carbon dioxide, making them valuable assets against climate change.

  • A partnership with The Storey Group DWC-LLC and Emirates Environmental Group (EEG). Visit thestoreygroup.com and eeg-uae.org for more information.
  • Tree planting transparency and traceability through Ecomatcher platform. Visit ecomatcher.com for more information
  • Mangrove plantation sites are strategically located across the UAE, ensuring a widespread impact on the local ecosystem.

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Peace of Mind

  • Protect your loved ones and secure their future with built-in Takaful cover up to AED 100,000 provided through SALAMA, the world’s largest and oldest Sharia-compliant Takaful solution provider.

  • Takaful Certificate will be emailed by SALAMA in the first week of the following month after availing DIB Life facility for your records.
  • Claiming Benefits: Your family member needs to visit SALAMA within 90 days of the event occurring with the Takaful Certificate and claim documents to avail of the benefits offered under this Takaful cover.
  • Coverage Termination: These benefits are linked to your Sustainable Finance facility with DIB. Once the facility is settled or matures, you will no longer be entitled to these offers.
  • The insured must be employed and working in the UAE.
  • Minimum age at entry is 18 years (Life).
  • Maximum age at expiry is 69 years (Life).
  • Bad debts are not covered. If the eligible customer does not pay the loan instalments for 6 months or more, the loan will be written as bad debt and will not be covered under this agreement.
  • The guarantor of the facility is not covered under this agreement.
  • Only finance disbursed to individual customers is covered.

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Health

Aster DM Healthcare Group

  • Complimentary Eye Test worth AED 185 from Aster Clinics
  • Access to a spectrum of healthcare services listed below from Aster DM Healthcare Group, on preferential terms.

ASTER DM HEALTHCARE – SERVICES & BENEFITS
NETWORKSERVICESBENEFITS
Aster ClinicAll Non-Covered Insurance Services & Procedures25% less from the total amount
Vitamin DFor AED 89
Aster HospitalAll Non-Covered Insurance Services & Procedures25% less from the total amount
Aster PharmacyBeauty Care Products (skincare, hair care)10% less from the total amount
Vitamins and Supplements10% less from the total amount
Aster OpticalsEye TestFree
Frames and Sunglasses25% less from the total amount*
Lens
Contact Lens

*25% discount on frames, sunglasses and contact lens excluding the following brands Montblanc, Dior, Cartier, Chanel and Tom Ford.

  • Aster Privilege Card will be electronically sent to you via email or SMS within 30 days of availing the DIB Life facility.
  • Aster has around 10 hospitals, 95 clinics, 202 pharmacies and 2161 doctors and medical professionals spread across the UAE to attend to you.

For the complete list, please click here

  • Aster Privilege Card will be electronically sent to you via email once you register through the link provided in the welcome email
  • You can avail of Aster DM Healthcare value offers using your Aster Privilege Card multiple times as long as your Life facility is running with DIB.
  • Aster Privilege Card is nontransferable.
  • These benefits are linked to your Sustainable Finance facility with DIB. Once the facility is settled or matures, you will not be entitled to avail these offers.
  • The validity of this offer is for 1 year or the date as mentioned in your Aster Privilege card (whichever is less).
  • The value offer can be availed in UAE only.
  • These offers cannot be availed online on www.myaster.com
  • These offers cannot be used in conjunction with any other discount or promotion or offer. 
  • For any complaints or queries, you can call Aster Aster Call Centre at 04 440 0500

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Well-being

  • Complimentary annual Fitze PRO Subscription worth AED 149, enable fitness & lifestyle benefits listed below up to AED 3,500 savings annually. 

FITZE PRO ANNUAL SUBSCRIPTION BENEFITS
CoinsEarn 3x coins, up to 15 coins per day
Pro RewardsAccess to exclusive Pro Rewards
GiveawaysAccess to weekly, monthly, and annual jackpots to win incredible giveaways
ChallengesJoin multiple, unlimited challenges at a time


  • For every 1000 steps you take, you earn 1 Fitze Coin. The more Coins you earn, the more opportunities you have to enhance your fitness journey and enjoy exclusive benefits. Coins can be redeemed for big rewards from some of the UAE’s most exclusive brands. Please refer to the Fitze App for the complete list of partners and latest rewards.
  • Fitze pro membership code will be shared with you in the welcome email.
  • Your Pro subscription gives you opportunity to win big rewards. Please refer to your Fitze App for current jackpots.
  • The validity of your free subscription is for 1 year from the time you have availed your Sustainable Finance facility from DIB. After 1 year, you will need to pay the Fitze PRO subscription charges at the next renewal.
  • Fitze is free to download on App Store, Google Play, and Huawei AppGallery, and is also compatible with Fitbit and Garmin smartwatches - https://www.fitze.ae/ and http://www.fitze.ae/dib/
  • Fitze reserves the right to change the value of coins on earning, brands and rewards and maximum coins earned in a day.
  • Earned coins can only be used in the marketplace within the application.
  • Maximum coins you can earn are up to 15 coins a day.
  • Expiry of Pro membership will not collect your qualification for a Jackpot you are already a part of, but will not allow you to participate in a new Jackpot
  • Coins cannot be exchanged for cash
  • Coins are non-transferable.
  • For queries, please reach out to team@fitze.ae or call +971 50 164 7874.

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To apply for Personal Finance, Click here

To combine your payment obligations into a single finance solution, Click here

To top up your existing DIB Personal Finance, Click here

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* Please note that this is an indicative calculation only; actual value may defer based on your employer/salary/profile
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