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Prime Classic Card

  • Credit Shield
    Takaful
  • No
    Annual Fee
  • Roadside Assistance
    Coverage

For Fees & Charges, click here

For T&Cs, click here

For Key Fact Statement, click here

For Warnings, click here

Roadside assistance

One additional roadside assistance will be provided on charge of Upgrade fee.

Enjoy automatic enrollment for DIB cardholders, free of cost. Simply Keep your card handy to avail these free services:

  1. Vehicle Servicing- Pick up and Drop off 
  2. Vehicle Registration – Once a year 
  3. Battery Boost  
  4. Flat tyre fixing 
  5. Lock-out service 
  6. Fuel assistance 
  7. Off-road pull out 
  8. International Driving License - 50% discount 


To avail these services, please contact us through any of the below channels:

  1. WhatsApp: 04-3876666
  2. IMC Roadside Assistance Mobile App
  3. To speak with an agent: 600575751

 

Credit Shield Takaful

For a fee of 0.94% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:

  1. Involuntary loss of employment - AED 30,000 
  2. Permanent Total Disability - AED 200,000 
  3. Death - AED 200,000 

For Group Takaful Credit Shield Protection Plan Terms and Conditions, please click here

 

Card Protection Plus

An optional facility that allows you to set security preferences on your Prime Classic Card, determining the type of transactions your card can be used for along with financial limits and location restrictions.

 

For Balance Transfer facility Terms and Conditions, please click here

Click here for terms and conditions.

The Card is issued for the Cardholder’s personal use only and the Cardholder is not authorised to use the Card for business or corporate purposes and/or activities. The Bank may, in its discretion, restrict, cancel the Card and/or not award Wala’a Rewards. The Bank may debit any Wala’a Rewards, if the Bank determines in its sole discretion that the Card has been used for non-personal use, fraudulent or illegal Card Transactions.

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