Johara Savings Account

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Electronic

Banking
Multiple

Currencies
Available

For Minors
Expected Profit-Earning

Account

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For Fees & Charges, click here

For T&Cs, click here

For Key Fact Statement, click here

For Warnings, click here

For Shariah Certificate, click here

Unlimited transactions. Competitive expected profits.

Available in AED and other currencies, your Johara Savings Account is expected to provide returns on your savings, every time.

Unlimited transactions. Competitive expected profits.

Available in AED and other currencies, your Johara Savings Account is expected to provide returns on your savings, every time.

Expected Profit earning

With competitive expected profit rates, the Johara Savings Account gives you the opportunity to earn even more when you maximise your savings.

The profit on the Johara Savings Account is paid based on the profit announced on a quarterly basis.
The profit is calculated based on the average monthly balance in the account.
No profit is calculated for a month, if the minimum balance during the month drops below AED 1,000/-
No profit is calculated for a month if there is more than 1 withdrawal transaction done per month (Teller & Electronic Channels).
In this case the account shall be treated as a current account and will not be entitled to participate in the generated profits.

For Johara Savings Account Historical Profit rates, please click here

Banking Privileges

Salary in Advance facility: Get Salary In Advance, anytime during the month, for any unforeseen financial requirements. Available for customers who transfer their salary to their DIB Account. To know more, click here

With online and mobile banking solutions guaranteeing account access from anywhere in the world, enjoy a host of benefits such as account opening for minors (with parental/guardian consent), six free teller transactions a month (thereafter charged at AED 10.5 per transaction).

Enjoy the benefits associated with this savings account at no extra cost provided:

A minimum average balance of AED 3,000 per month is maintained
The account is linked to an Investment Deposit (where the Savings Account is the principal liquidation account for the deposit)
You hold an additional financing product from Dubai Islamic Bank (Auto Finance, Personal Finance or Home Finance) and this savings account is your selected repayment mode.

Bill Payment Facility

Enjoy stress-free living and pay utility bills as well as telecommunication service bills through your Johara Savings Account.

Telecommunication : Etisalat & Du
Utilities : DEWA, SEWA, FEWA, Ajman Sewerage, ADDC and Emicool
Government Services : RTA, DED, Noqodi and Trakhees
Airlines : Air Arabia and flydubai
Properties : EMAAR

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