DIB XTRA Salary Account*

The Salary Account that keeps on giving

• Guaranteed Joining Bonus up to AED 1,500
• Get a chance to be one of 20 winners to win back your one-month salary (up to AED 10,000)
• 12-month free access to TravellerPass
• Monthly account maintenance fee waiver
• Free Online International Transfer
• Free Debit Card (first time only)
• Free cheque book (first time only)
• 6 free teller transactions per month

*Minimum monthly salary of AED 8,000. For new salary transfer customers only.
For more details and T&Cs, please visit www.dib.ae/xtra.

Personal Finance

Combine your finance commitments into one easy payment plan

• Up to AED 4 million for UAE Nationals and up to AED 2 million for Expats
• Profit Rate from 4.99% reducing rate (approx. 2.74% flat rate) per annum*
• First instalment in up to 180 days** for UAE Nationals
• First instalment in up to 90 days for Expats
• Non-salary transfer Personal Finance option available with attractive Profit Rates
• Liability settlement Personal Finance option available with attractive Profit Rates

*Applicable on finance to settle liability for UAE Nationals with a salary of AED 25,000.
**For UAE Nationals depending upon the Salary, Eligibility and Employer Classification.

Credit Cards

Discover a world of privileges

Choice of Cashback, Skywards & SHAMS Credit Cards

• Get up to 4% back on everyday spends with DIB Cashback Cards
• Earn Skywards Miles & enjoy complimentary silver tier status with DIB Skywards Credit Cards
• Enjoy up to 5% back on dining, travel & more with SHAMS Credit Cards
• No annual fee for the first year with Cashback and SHAMS Credit Cards*
• Exclusive welcome bonus of up to AED 1,500
• Complimentary benefits & privileges

* 2nd year onwards minimum annual spend of up to AED 60,000 required else an annual fee of up to AED 699 may apply.

Home Finance

Enjoy a range of special offers on Home Finance

• Variable Rates starting from 1% margin + 3 months EIBOR
• Introductory Fixed Rates starting from 4.20%
• Nil due diligence and documentation fee
• Evaluation fee refund

Auto Finance

Drive into tomorrow

• Profit Rate from 2.15% p.a. flat rate (3.93% p.a. reducing rate)*
• Tenure up to 60 months
• Valid for new and used cars
• Valid for Salaried Banking and Non-banking Customers
• Applicable for select Franchised and Non-franchised dealers

*Profit rates (flat) from 2.15% p.a. to 6.00% p.a. (3.93% p.a. to 10.98% p.a. reducing).
Profit rates will vary based on Customer Salary, Segment and Nationality

Fixed Deposits

Choose your savings goals with DIB Deposits

• A wide range of deposits available to suit every taste
• Get expected profit monthly with the Monthly Profit Payment Wakala
• Get profit upfront with the Advance Profit Wakala
• Attractive expected Profit Rates*
• Available for a range of tenures from 1 month to 60 months
• Book your deposit now instantly via alt online or alt mobile

*Profit Rates are expected and/or based on past performance. To be adjusted against the actual realised profit.

Aayan Exclusive Banking

Setting a higher standard

• Access to dedicated Aayan centers for banking & financial services
• Dedicated Relationship Manager for assistance
• Lifestyle privileges like Concierge Services, Airport Lounge Access, Complimentary Travel Insurance, etc.*
• Save and grow your wealth by investing in Sukuks, Mutual Funds and Exchange Traded Funds**
• A range of Wakala Deposits with flexible tenures are available with higher expected profit rates
• Preferential FX rates available
• Internationally accepted Visa Signature Debit Card

* Through Visa Signature (Aayan) cards.
** For Professional Investors only (as defined by Emirates Securities & Commodities Authority)

Wajaha Private Banking

A class apart

• Access to dedicated Wajaha centers for banking & financial services
• Dedicated Relationship Manager for assistance
• Lifestyle privileges like Concierge Services, Airport Lounge Access, Complimentary Travel Insurance, etc.*
• Save and grow your wealth by investing in Sukuks, Mutual Funds and Exchange Traded Funds**
• A range of Wakala Deposits with flexible tenures are available with higher expected profit rates
• Preferential FX rates available
• Internationally accepted Visa Infinite Debit Card

* Through Visa Infinite (Wajaha) cards
** For Professional Investors only (as defined by Emirates Securities & Commodities Authority.

DIB alt

alt is not another bank, not an app, not a product or service. alt is full service digital banking from Dubai Islamic Bank available for you to service your banking needs through fast, reliable and secure channels.

alt allows you to carry out your day-to-day banking needs through accessible and convenient digital channels, servicing you from anywhere or anytime convenient for you. With 135+ services available through the alt mobile, alt online, DIB alt on WhatsApp or via any DIB ATM, you can now address your banking needs through fast, reliable and paperless channels 24/7

For more details, please contact:

Dubai Region

Qaisar Siddique

Qaisar.Siddique@dib.ae

050 778 0950

Sharjah and N. Emirates Region

Srikanth Nagaraja

Srikanth.nagaraja@dib.ae

050 452 9275

Dubai and Al Ain Region

Amro Elsayed Salem

Amro.Salem@dib.ae

050 109 0129